What do insolvency practitioners and your local pub have in common?

Lee Green

I have lost track of the number of times in recent months when I have introduced myself as an insolvency practitioner (IP) at business functions and received the reply “You must be really busy”! In reality, we’re not all that busy and that is due to a combination of factors, some historic.
The Insolvency Statistics for England & Wales for Q2 2015 tell us part of the story; corporate failure is considerably down on the same period for 2014 (see below) and total corporate insolvencies are at the lowest levels since Q4 2007.

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Pension contribution changes – a chance to double-up your tax relief?

Michael Morter

Pensions have proved to be a growing source of complexity, and an area increasingly difficult for people to understand. This year has been no exception with some significant changes being made. This blog focusses on the restriction of the annual allowance from April 2016, and the opportunity it presents for some to double-up their tax relief in the current tax year.

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#GivingTuesday – Getting involved on 1 December

Giles Kerkham

We wanted to share the following, received from Charities Aid Foundation:

You may have heard of #GivingTuesday, a global campaign that was brought from the US to the UK last year by the Charities Aid Foundation in partnership with BlackBaud. After the two days of mass consumerism that we know as ‘Black Friday’ and ‘Cyber Monday’, #GivingTuesday provides the opportunity for 24 hours of pure selfless giving by both individuals and organisations.

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Filing a tax return is not something you can hide from

Chris Bale

Halloween is almost upon us, with the shops already filled with tricks and treats. HM Revenue & Customs (HMRC) have some tricks of their own that catch out the unwary.

If HMRC have not issued you with a tax return for the year you may be thinking “why does this affect me?” But under the self assessment rules they operate, it remains your responsibility to tell them if you have done anything in the year which could leave you with tax to pay.

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How changing the small things can achieve a lot!

Peter Glading

The idea of marginal gains is all about small incremental improvements in any process, ultimately adding up to a significant improvement when they are all added together.
Famously, this principle was applied by Sir David Brailsford, when he became director of British Cycling. Team GB used to be ‘also rans’ in world cycling but, under his guidance, the team has won 16 gold medals and British riders have won three of the last four Tours De France.

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